Chime Referral Bonus 2023: Get a $100 sign-up bonus and a $100 referral bonus

For those seeking a comprehensive, cost-effective, and user-friendly banking solution, Chime offers a suite of services that cater to all financial needs, including a zero-balance checking account, no monthly fees, and a referral program that provides additional benefits. Chime’s all-in-one platform streamlines the banking experience, making it an ideal choice for individuals looking for a convenient and efficient way to manage their finances.

Sign up with the latest Chime $100 referral link and earn a $100 Chime sign up bonus on your $200 deposit.

Claim $100 Chime Bank Bonus

Here are all the Chime bank promotions and steps to claim a Chime referral bonus.

What is Chime Bank?

Chime is a leading fintech platform that simplifies banking by providing a comprehensive suite of services through a user-friendly, secure, and easy-to-use platform, eliminating the need to navigate multiple banking sites. It offers a seamless banking experience, by providing a checking and saving account with no monthly fees, providing a cost-effective and convenient option for managing your finances.

Chime does not require a credit check to open an account, and you can open a Zero balance account. Direct deposit allows users to get paid up to two days early.

Many apps offer bonus similar to Chime, such asĀ Upromise, MaxRebates, and Pangea.

Chime Sign up Bonus 2023: Get $100 for new users

As of 2023, Chime is offering a sign-up bonus of $100 for new users. To qualify for the bonus, you must open a new Chime account and set up a direct deposit of at least $200 within the first 45 days of account opening. Once the direct deposit is made, the bonus will be credited to the account within a few days.

Claim $100 Chime Bonus

Chime Bank Sign Up Bonus: How Do I Claim It?

  1. Visit the Chime bank sign up page by clicking the above button.
  2. To open an account, enter your name, email, and verification ID.
  3. Enter the Chime referral code by clicking on have a referral code.
  4. Make a $200 direct deposit once the account is verified.
  5. Within 3-5 days, you will receive a $100 Chime sign up bonus.

Chime Referral Bonus: Give $100 and receive $100

Chime also offers a referral bonus program. If you refer a friend to Chime and they open an account, you will both receive a $100 bonus.

Also, invited individuals will receive a $100 bonus when they sign up for Chime bank.

Chime Referral Bonus 2023: How do I earn it?

  • You can use the Chime app or log in to your account in the browser.
  • Tap on Invite a Friend under Settings>My Account.
  • Make sure you copy your unique referral link or share it with your friends.
  • Messages can also be used to invite friends on Chime.
  • As soon as your friend joins, you both receive a $100 Chime bank bonus.

Chime Bank Features

Anyone new to getting bonus points on their account should consider Chime as one of the most accessible banks out there. The following are some key reasons:

  • Zero Balance Account: Chime offers a zero-balance checking account with 2.00% APY.
  • Banking with no fees: No monthly fees, no maintenance fees, and no overdraft fees are charged by Chime. Chime offers it all for free.
  • Get Paid Early: Direct deposit lets you get your paycheck early. Spending your money is extended by two days. 
  • High-Yield Chime Savings Account: You can make your money work faster with a Chime bank savings account. The APY is 2% above the national average, and there are no fees.

Is Chime bank legit?

Yes, of course! It’s completely legit. FDIC-insured deposits are insured up to $250,000 per depositor with this most popular online fintech company. This means that even if the bank were to fail, depositors would not lose their money.


Chime offers a user-friendly and cost-effective banking solution for individuals, with a sign-up bonus for new users and a referral program, making it an ideal option for both novice and experienced users, who can benefit from its no-monthly fee, no minimum balance, and no hidden fee, and its ability to link to multiple banks and its ability to be used as a long term account for referral purposes.

It takes just minutes to complete a Chime referral. It only takes a few minutes to earn your bonus once everything is set up. 

Aditya Shukla

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